Following are the IFSC Code Details of Lucknow Branch Bombay Mercantile Cooperative Bank Ltd Lucknow BMCB0000049
 Name of Bank | Bombay Mercantile Cooperative Bank Ltd |
 Branch IFSC Code | BMCB0000049 |
 Branch Name | Lucknow |
 Branch Address | 18, Qaiser Bagh, Lucknow |
 Branch City | Lucknow |
 Branch District | Lucknow |
 Branch State | Uttar Pradesh |
 Phone Number | 522 2610454 |
Which Bank IFSC Code is BMCB0000049?
IFSC Code BMCB0000049 belongs to Branch Name: Lucknow of Bombay Mercantile Cooperative Bank Ltd located at 18, Qaiser Bagh, Lucknow
What is IFSC Code?
IFSC stands for Indian Financial System Code. It’s an 11-digit alphanumeric code that uniquely identifies every bank branch in India that participates in online money transfer systems. It works as a crucial address for ensuring smooth and accurate electronic fund transfers. It acts as a crucial address for ensuring accurate electronic fund transfers.
Structure of an IFSC Code:
First 4 characters: Bank’s name (e.g., HDFC, SBI, ICICI)
5th character: Always 0 (zero)
Last 6 characters: Specific branch of the bank
Uses of IFSC Codes:
Online money transfers: NEFT, RTGS, and IMPS all require IFSC codes to specify the recipient’s bank branch.
Cheque clearance: Used for faster cheque clearance processes.
Linking bank accounts: Linking accounts for mutual funds, loan repayments, etc., often involves IFSC codes.
How to Find Your IFSC Code:
Cheque book: Printed at the top of the cheque leaf.
Bank passbook: Printed on the front page.
Bank website/app: Available in your account information.
Third-party websites: Several websites offer IFSC code search features.
Bank branch: Visit your branch for assistance.
Common Questions:
Do all bank branches have IFSC codes?
No, only those participating in online money transfer systems have IFSC codes.
Can I use the same IFSC code for all transfer types?
Yes, the IFSC code remains constant for NEFT, RTGS, and IMPS.
What happens if I enter an incorrect IFSC code?
The transfer may be delayed or returned, so double-check the code before initiating a transaction.
Can I find IFSC codes for international banks?
No, IFSC codes are specific to Indian banks. For international transfers, you’ll need SWIFT codes.
Additional Information:
IFSC codes are issued by the Reserve Bank of India (RBI).
They are essential for smooth and secure electronic fund transfers in India.
Always verify the IFSC code with the recipient before initiating a transfer to avoid errors or delays.
About Bombay Mercantile Cooperative Bank Ltd:
Founded in 1939, Bombay Mercantile Co-operative Bank Ltd. (BMCB) holds a distinct position in the Indian banking landscape. With its roots in supporting small businesses and the weaker sections of society, BMCB has grown into a prominent urban co-operative bank with a loyal customer base exceeding one million.
Here are some of the key features of Bombay Mercantile Cooperative Bank Ltd:
- Strong Brand Reputation: Renowned for its reliability, customer-centric approach, and commitment to social responsibility.
- Financial Stability: Maintains a healthy financial position with consistent growth and profitability.
- Extensive Network: Over 223,000 shareholders and a branch network extending across Mumbai, Maharashtra, and other states.
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